COVID-19 Resources Related to Housing & Homelessness 1. All rights reserved. This site is intended to help guide Illinoisans in need of emergency housing assistance due to financial hardship caused by the COVID-19 pandemic. Your mortgage servicer is the company that sends your mortgage statements and to which you make your mortgage payments. If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 .
Illinois residents can apply for up to $30,000 in housing assistance ILHAF will provide up to $30,000 in free assistance per homeowner paid directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners impacted by COVID-19 to prevent mortgage delinquencies, defaults and foreclosures to keep families safe and secure while they regain their financial footing. Provider agencies will help you determine eligibility, walk you through the application process, and help you submit your application. {6E~Qj=zrPO_WtgO/&wEuv\N^DdUq ].b,9vU>lZ>eOvxw-vRrXd aao`u,a.a? Check with your HAF program to see if they have notified your servicer.
PDF Pritzker Administration Announces up to $30,000 in Mortgage Relief per Mortgage Resource Toolkit If you have not been approved, you can instead try to get in contact with a representative from your local HAF program who can explain why you did not meet their eligibility criteria. All Rights Reserved. Something went wrong while submitting the form. The state of Illinois is currently accepting applications from homeowners for grants of up to $60,000 to eliminate or reduce past-due mortgage and property tax payments. If you are a Native Hawaiian, you can find more information on the Department of Hawaiian Home Lands mortgage relief program website . All rights reserved. The new application deadline has not been announced yet. Simply click to download. We are getting to the end of the pandemic, but there are still a lot of families that are still experiencing the after-effects and want to get caught up on their bills and this program is good timing because people are now able to move forward and get caught up on their mortgage and get on with life, said James Jones, Housing Manager at Rock Island Economic Growth Corporation, Sometimes you can get behind on your budget in life and that happens to a lot of families here in the Quad Cities and the surrounding area and so the need is basically understanding where you are and where you want to be when it comes to your finances.. You should always make sure you are getting information and applying from official government websites (for example, with website addresses ending in .gov) and sources. Application information can be found on the IDHS website, here. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund.
When the Illinois Emergency Homeowner Assistance Fund launches, homeowners will apply through our online application portal.Our call center 1-866-IL-HELP1 (866-454-3571) and 30 housing counseling agencies will be available to provide assistance. According to a press release from the Illinois Housing Development Authority (IHDA). For example, repayment may be requested if you sell your home before a specified date. Homeowners in need of assistance can find more information on program eligibility and apply at www.illinoishousinghelp.org/ilhaf. Apply for assistance for your primary residence. Check this page for links and instructions to attend sessions at the dates below: Below are current and cumulative statistics for the Illinois Homeowner Assistance Fund. The Illinois Homeowner Assistance fund provides up to $30,000 in assistance. Copyright 2022 WIFR. Those interested can apply through the end of January 2023. Need help getting caught up on your mortgage payments? For struggling renters who missed the window to apply for assistance through IHDA, the Illinois Department of Human Services (IDHS) is currently accepting applications for rental assistance. The Illinois Homeowner Assistance Fund Program provides direct financial assistance to prevent mortgage delinquencies, defaults, displacements, and foreclosures for income-eligible homeowners experiencing pandemic-related hardships. Be careful to avoid scammers who engage in these practices. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here.
Pritzker Administration Launches $309 Million Assistance Program for Discover the emergency assistance programs available to you by multiple state agencies including: the Illinois Housing Development Authority (IHDA), the Illinois Department of Human Services (IDHS) and the Department of Commerce and Economic Opportunity (DCEO). 2023 HODC. Find out if youre eligible for up to $60,000 in federal assistance at IllinoisHousingHelp.org. Illinois has received approval from the U.S. Department of the Treasury on its Illinois Homeowner Assistance Fund (ILHAF) program to provide assistance to Illinois homeowners who have struggled to pay their mortgage due to COVID-19. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. The program's goal is to prevent: Mortgage issues like delinquencies, defaults, or foreclosures; Loss of power services or other home utilities Remember, help is free. Eligible households will be able to apply for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Full title service is required if the total outstanding balance on Section 504 loans is greater than $25,000. Illinois Homeowners Can Qualify for Up to $30K in Assistance. Please continue to check back for updates and information about future programs or resources that may become available. Up to 3 months of prospective payments, if necessary. Para obtener ms informacin, visite IllinoisHousingHelp.org. Are you at risk of losing your home? Already applied for utility billassistance? Services are also available in American Sign Language for individuals who are Deaf, Deaf-Blind, and hard of hearing. Depending on your area, some programs may not have enough money to help every applicant. 221 0 obj
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Report suspected fraud here. Available in English and Spanish. How can I get help filling out my application? Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . What is the Illinois Emergency Homeowner Assistance Fund (ILHAF)? All Rights Reserved. Actualmente, el estado de Illinois est aceptando solicitudes de propietarios de viviendas para ayuda financiera de hasta $60,000 para eliminar o reducir los pagos atrasados de hipotecas e impuestos sobre la propiedad. We'll email you about the latest updates for the Illinois Mortgage Assistance as they become available. The following documents are required to apply for ILHAFassistance: Funds from the program will go directly to the servicer, taxing body or other approved entity on behalf of Illinois homeowners. If approved, homeowners will receive a grant for up to $15,000 to Please tag us when you do, using the handles below. Use this easy-to-distribute flyer to spread awareness of emergency mortgage assistance, and to make people aware of the necessary steps to take prior to beginning their application. The fund, which totals $309 million, is designed to help struggling. announced today the opening of the Illinois Homeowner Assistance Fund (ILHAF) to help homeowners who have fallen behind on monthly mortgage payments and/or related housing expenses as a result of the COVID-19 pandemic. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. 2022 Illinois Housing Development Authority. 2022 Illinois Housing Development Authority.
Homeowner Assistance Fund: How to Apply for HAF - NerdWallet A HUD Certified Housing Counselor can assist you with the application process. Most state programs limit eligibility to households with less than 150% of the median income in your area or $79,900, whichever is higher. The Illinois Housing Development Authority announced Tuesday they are opening the Home Repair and Accessibility Program, a new program to help low-income homeowners pay for their repairs by providing up to $45,000 five-year forgivable loans.
Housing Opportunity Development Corporation (HODC) is a community-based nonprofit developer of affordable housing founded in 1983. The Illinois Housing Development Authority (IHDA) extended the initial deadline past January 31, 2023. Available in English and Spanish. Find Your Servicer To See What You Qualify For, Protections for Reverse Mortgage Borrowers, contact a HUD-approved housing counseling agency, Learn about some potential options for making up missed mortgage payments, Mortgage issues like delinquencies, defaults, or foreclosures, Loss of power services or other home utilities, Homeowners being displaced and losing the ability to live in their home. Download and distribute this poster to place on bulletin boards and distribute to local businesses, community organizations and clinics in your canvassing and outreach efforts. If you need immediate assistance with housing expenses, please contact a. Contact HODC at847-564-2900to make an appointment. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. They can help you figure out your options and guide you through the paperwork and process of working with your servicer. Oops! Copyright 2023 WLS-TV. What is the Homeowner Assistance Fund (HAF)? 1 0 obj
Approximately $309 million in emergency assistance will be available to Illinois homeowners (read the press release here.)
Your (or your tenants) household income is at or below the limit for your county.
Illinois homeowners affected by COVID-19 eligible for up to $30K in endstream
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We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. HAF funds are used for qualified expenses that assist homeowners having incomes equal to or less than the greater of 150 percent of the area median income for their household size, or the median income for the United States, as determined by the Secretary of Housing and Urban Development. The goal of the program is to help stabilize Illinois families while they regain financial footing. If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601, The ILHAF team is currently reviewing and processing applications for assistance. Eviction Help Illinois provides renters with free eviction preventionassistance.For free legal aid to avoid evictioncall (855) 631-0811.Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures.Find free legal help for homeowners in your area here. 8R! They may also try to charge you for applying to a free program. Find out about resources for free legal assistance and housing counseling, as well as sign up for a waiting list for potential future funding rounds, . Est en riesgo de perder su casa? To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. endobj
You will needthese documentsduring the application process. stream
Loans are termed for 20 years. A list of other requirements is available here. Click here to find the income limits for your county. Check the status of your application. Homeowners who own and occupy their property as their primary residence. Struggling homeowners are federally required to look for other relief options before they are eligible to apply for this assistance. The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. The programs goal is to prevent: The HAF program available to you will depend on your area. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. Delinquency statement, including but not limited to a mortgage statement, property tax statement, insurance statement, or HOA/Condo Association statement. Governor Juliana Stratton. Illinois Emergency Homeowner Assistance Fund (HAF) PROGRAM DESIGN ELEMENTS TERM SHEETS . You dont have to pay anyone to help you avoid foreclosure. Use this handy palm card for at-a-glance benefits of the ILHAF program to develop grassroots awareness of emergency housing assistance throughout Illinois. Known as the Homeowner Assistance Fund, or HAF, this money would be split among U.S. states, territories and tribal governments, with each creating its own program for distributing the money. Some programs have established lower limits, so, Mortgage payments, including past due payments, Utilities, such as electricity, gas, home energy (including firewood and home heating oil), water, and wastewater. HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. Enter your email below to be notified for program updates. Delinquent homeowners insurance and/or flood insurance, Mortgage reinstatement or other housing-related costs related to a period of forbearance necessitated by the pandemic, Delinquent Homeowner/Condominium/Co-Op Association fees. Scammers will sometimes use websites that look similar to official government websites to trick consumers. Website by. Illinois Homeowner Assistance Fund has partnered with four organizations statewide that each cover a region of Illinois to prevent foreclosures. %PDF-1.7
Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. Application submission does not guarantee you will receive financial assistance. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here.
Illinois Housing Help is Here! Eligible households can apply to receive as .
For example, if Fannie Mae or Freddie Mac backs your mortgage, your servicer is generally required to pause foreclosure activities for up to 60 days once your HAF program has notified them of your application. State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Both renters and landlords can apply for assistance.Already started your application?Check the status of your application submission or return to your application alreadyin-progress. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. The Illinois Rental Payment Program is now closed for new application. If you own your home and are behind on your mortgage or taxes because of COVID-19, you may be eligible to receive up to $60,000 from the Illinois Emergency Homeowner Assistance Fund. You can contact Rock Island Economic Growth Corporation by calling (309)-788-6311 or by visiting their website. Many programs began accepting applications in early 2022. Loan interest rate is fixed at 1%. %%EOF
Get StartedReview the Acceptable Documentation list Acceptable Documentation list and be prepared to provide all required documents. JB Pritzker and the Illinois Housing Development . Grants have a lifetime limit of $10,000. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020.